4 apps you can use as a side hustle to earn quick cash
finance

4 apps you can use as a side hustle to earn quick cash

Earning a few quick bucks apart from your primary source of income is always helpful. Whether for selling used items or a side hustle, the internet is brimming with websites and apps that let you make money. However, many of these are not as legitimate as they appear. So, if you want to earn cash with apps, here are the best options. Swagbucks This app has an A rating with Better Business Bureau and more than 10 million active users worldwide. It is one of the best apps that lets you earn cash quickly. Swagbucks offers $10 to new users as a welcome bonus. Besides, it is easy to use; all you need to do is watch videos, play games, or take part in search surveys, and the company will deposit the amount in your PayPal account. Swagbucks also gives you the option to redeem the money and use it as a gift card on shopping websites. Dosh If you are an avid shopper and want to earn cash with apps, Dosh is one of the best options for you. Available on both Android and iOS, Dosh lets you make money every time you use your card for shopping online or at walk-in stores.
5 trusted websites to make money online
finance

5 trusted websites to make money online

Making money online has never been easier! The ever-expanding online world is swamped with legit opportunities that’ll help add some extra bucks to your bank from the comfort of your home. And, the best part is that you don’t always need to have certain skills or qualifications to earn money. Don’t believe us? We’ve compiled a list of trustworthy websites that can help you make money online. Try them! Swagbucks If you have a hard time trusting online survey sites, you likely haven’t tried Swagbucks. It is one of the most popular and legitimate websites that will pay you for everything from filling out surveys to watching videos to shopping online. You will receive your earnings in the form of gift cards from top retailers like Amazon and Walmart or cash back from PayPal. Upwork Interested in taking up some freelance work? Consider creating an account on Upwork. It’s the world’s largest online marketplace to find great clients and grow your independent career. Regardless of what skill you have, be it writing, video editing, software development, graphic designing, or marketing, you can find work in no time. ThredUp If you’re looking for motivation to clean up your closet, then check out ThredUp.
Gold and silver – 5 ways to invest
finance

Gold and silver – 5 ways to invest

When we think of precious metals, gold and silver are two names that come first to the mind. Seasoned investors usually put their capital in these two metals to safeguard against the volatile stock market and inflation. Even central banks and other government entities choose to invest in precious metals. The US government is the largest investor of gold stocks in the world. But finding the best place to buy silver and gold may be difficult for beginners. Let’s take a look a the different modes of investment for these two precious metals. Exchange-traded funds (ETFs) There are many ETFs in the market. You can buy gold and silver from the stock market, just like any regular stock. Since the supply of mines is outweighed by hoarded supply in gold, its prices will only fall when hoarders sell and vice-versa. Beginners should start by looking into iShares Gold and Silver Trusts. Bullion Traditional buyers usually prefer to buy gold and silver coins in their physical form. The best place to buy silver and gold bullion coins is the US mint, or you can contact any local coin supplier. The American Eagle, Canadian Maple Leaf, and South African Krugerrand contain certain proportions of gold depending on the currency value.
A 3-step guide to selling a timeshare
finance

A 3-step guide to selling a timeshare

A timeshare is shared ownership of a property, wherein multiple individuals own a “share” of a particular home or property in return for its access for a stipulated period, typically once a year. Investors may sometimes wish to sell their timeshare for various reasons, like the inability to pay for travel or illness. If you want a release from your timeshare ownership, you must consider a few things to sell it fast and safe. 1. Determine the value Owning a timeshare means you have essentially paid for a set number of vacation days upfront. A timeshare’s value decreases over time, unlike real estate, so it should not be purchased as an investment. Additionally, you need to have realistic expectations while reselling it. It is quite likely that the resale value will be lower than the price you paid while originally buying the timeshare. Some owners simply return their timeshares to the property managers without asking for any money, but if you wish to get back at least something, you can determine the value of a timeshare by researching the resort it is located in and checking the prices of similar timeshares currently up for sale. The valuation depends on the location, maintenance, and how long you have owned it.
A look at some of the best free investment advisors
finance

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
finance

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
finance

Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
finance

6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
finance

Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.
6 high dividend ETF funds you can invest in
finance

6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.

Top Articles

Top 5 cell phones for seniors
shopping

Top 5 cell phones for seniors

Are you planning to buy a cell phone for a senior family member? Make sure to select something that caters to their various needs. In general, cell phones for seniors must be easy to use, feature large screens, and have reliable safety features. Fortunately, there are a few cell phones in the market that fit the bill. Herein, let’s take a brief look at some of the best cell phones available for seniors today. Lively Smart Lively, previously known as GreatCall, is a company that specializes in making cell phones for seniors. Lively Smart’s large, 6.2-inch display makes reading, typing, and video calling easy and fun. The phone features an emergency alert button, which on activation allows Lively to get the individual’s location and send help. It also comes with features that enable seniors to book a taxi with a touch of a button and speak to healthcare professionals at any time. RAZ Memory Cell Phone The RAZ Memory Cell Phone is designed to help people with dementia, Alzheimer’s, and other forms of intellectual disabilities stay connected. It has a single, always-on screen that includes large photos and names of contacts, a button to call 911, time, and battery level.
Top VPN services of 2021 offering maximum online privacy
services

Top VPN services of 2021 offering maximum online privacy

A virtual private network or VPN is one of the most useful tools for privacy that can be used at its best when using a public network, as it makes data tracking difficult due to encrypted connection. A VPN connection hides one’s IP address, which prevents companies from keeping tabs on your browsing history. So, if you are thinking of ramping up your privacy setting while using the internet, the following VPN services of 2021 can help you stay off the radar. NordVPN It is one of the best VPN services of 2021 that offers its services for both mobiles and desktops. The VPN service offers not only AES-256 standard encryption but also a double VPN system that encrypts the internet traffic twice. This ensures stronger network impermeability when using public networks. NordVPN is one of those VPN services with at least 5,000 servers in more than 60 countries, ensuring uninterrupted privacy. Moreover, it allows up to six simultaneous connections. Some of its other features include DNS leak protection, proxy extensions on Firefox and Chrome browsers, and kill switches. It is also one of the few VPN servers that accepts Bitcoin as payment. CyberGhost If you are looking for unblocked worldwide access to streaming services like Netflix, Hulu, and iPlayer, CyberGhost is the VPN service for you.
4 tactical boots you can buy in 2021
shopping

4 tactical boots you can buy in 2021

Tactical boots are designed for professionals who need to move fast and be light on their feet. They are not just used by military personnel. And while out to buy a pair of shoes, everyone knows what size or color of boots they’re looking for, but do you know which brand will meet all your needs? To help you, here are some of the best tactical boots you can buy in 2021. Bates Men’s 8″ Ultra-Lites Tactical Sport Side-Zip Boots Bates Men’s Ultra Lites are one of the best lightweight tactical boots you can buy in 2021. The side zipper makes them easy and incredibly comfortable to put on or pull off, and that sure comes in handy if you’re in a rush. The soles are slip-resistant, so you’re safe on smooth and slippery surfaces. Additionally, these military boots have removable inserts to adjust the cushioning and comfort according to your preference. Under Armour Valsetz RTS Under Armour’s UA Valsetz RTS Tactical Boots are lightweight, durable, and slip-resistant. The textile upper and synthetic leather make them comfortable and offer great support. The Ultralight Micro G™ EVA midsole offers excellent cushioning for the feet. Under Armour has been a star in the world of athletes, so you can rest assured that their tactical boots are comfortable and reliable.
3 best anti-radiation phone cases
smartphone

3 best anti-radiation phone cases

Radio frequency waves and electromagnetic waves have been identified as one of the major health risk factors for humans. With most of the population relying on smart phones and wireless internet for survival, the amount of radiation these devices emit is a cause for concern. But you can invest in a decent anti-radiation cell phone case and prevent such radiation from affecting your health with long-term use. Here are our top three picks: 1. DefenderShield DefenderShield is one of the best anti-radiation cell phone cases you can buy that is also approved by the Federal Communications Commission (FCC). The case manages to block out 99.99 percent of electromagnetic radiation. The product is designed with multiple layers of shielding without it affecting the device’s ability to send and receive a proper signal. Their proprietary DefenderShield technology additionally blocks 5G wireless, WiFi, and Bluetooth radiation. The material also manages to dissipate any heat within the layers. DefenderShield anti-radiation phone cases are designed for popular Apple and Android smartphones. 2. SafeSleeve SafeSleeve is another popular alternative that is certified by the FCC. The anti-radiation cell phone case is designed to counter 99 percent of direct 5G, WiFi, and cellular radiation. Additionally, the materials are designed to bounce back at least 92 percent of extremely low frequency (ELF) radiation adsorbed form batteries, AC power adapters, and other external devices.
Top 4 ERP software to choose from
software

Top 4 ERP software to choose from

Enterprise Resource Planning (ERP) software are programs that help businesses keep track of and ensure that their customer orders are in place and the data is easily accessible. The program helps better manage aspects like eCommerce, business intelligence, CRM, and marketing automation. Since it is so crucial for the smooth running of a business, it is necessary you choose the absolute best. Oracle NetSuite Oracle NetSuite is one of the highest-rated ERP software available in the market. The program is favored by a major population of business owners across the globe. NetSuite is designed for ease of use and promotes growth, as it provides you complete control with customization options. Oracle is suitable for everyone, right from bookstores to fashion businesses that need an ERP system. You could take a free product demo from the brand to know more about the program. However, since there is customization involved, the website does not mention a price. Microsoft Dynamics Microsoft Dynamics 365 is a cloud-based accounting system that works optimally in combination with Microsoft Office 365. The program can just as easily be synchronized with other Microsoft products and is very easy to navigate. The business version of the software is equipped with better, faster, and more efficient features.
3 popular monthly fashion box subscriptions for men
beauty

3 popular monthly fashion box subscriptions for men

Do you need an effortless way to shop for the latest fashion and apparel? Your prayers have been answered with monthly fashion boxes for men and women that are delivered home. A seasoned stylist can curate a box of clothing and apparel to fill your wardrobe based on a simple questionnaire. The subscription service is also an affordable way to pay for fashion that you like to explore. You can create a custom wardrobe in a few simple steps with these three top services. Stich fix Stitch fix is a unique no-subscription service that curates monthly fashion boxes for men and women. The process begins with an elaborate questionnaire to help the expert understand your clothing and styling needs. Based on the answers given, stylists at the company will curate the best design, fit, and apparel preference for your wardrobe. Customization is one of the critical features of this service so expect a personal style experience with every order. Stylists handpick the best choices for a service fee of just $20, and you can try out all options before making a purchase. Stitch fix features order on-demand as well, so you don’t have to wait around for scheduled box deliveries necessarily.