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3 mistakes to avoid when choosing buy now pay later
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3 mistakes to avoid when choosing buy now pay later

Buy now pay later, also called BNPL, is a convenient way for individuals to purchase items at the moment and pay for them gradually. This method of paying has become quite popular, especially for expensive electronics, as it allows one to get their dream device without feeling overburdened with its cost. It is paramount to be cautious when dealing with credit. Therefore, when opting for BNPL, it is necessary to avoid certain errors, such as: Ignoring the terms and conditions Many people find reading terms and conditions to be a tedious task. However, when it comes to money, ignoring them can be a costly mistake. This is especially true for Buy Now Pay Later (BNPL) purchases. It is essential to carefully review all the plan details before agreeing. For example, if buying a phone, one should read the plan and understand what will be required to pay, how many installments to make, and what happens upon missing a payment. One should know several other important details before signing up for a BNPL plan. Missing payments One does not necessarily miss payment deadlines on purpose. It could happen due to several reasons, like busy schedules. However, if one forgets to pay or misses a deadline, the receiving company may charge late payment fees.
4 tips to quit smoking
health

4 tips to quit smoking

Most individuals who smoke know that it can pose a risk to their health. They are also aware that they should quit smoking, and if they do, their lungs will only get better. However, they might not know how to quit smoking for good or struggle to do so. Thankfully, there are quite a few ways that can help one quit for good. Some of these are mentioned below. 1. Start preparing The first step to quitting smoking is to find a strong enough reason that can motivate them to give up the habit. It can be anything; an individual may want to focus on their health. Once they have a solid reason and motivation to quit, they can pick a date to quit cold turkey or gradually reduce the number of cigarettes they smoke. This is a choice that should be made after talking to a doctor and factoring in one’s behavior patterns. Once the choice is made, individuals should get rid of smoke trays and any cigarettes lying around. Some people find it easier to distract themselves by eating something. 2. Seek support There are numerous offline and online support groups that people who are looking to quit smoking can benefit from.
4 surprising health benefits of a foot massage
health

4 surprising health benefits of a foot massage

Feet are often neglected when it comes to caring for the body, but if one faces issues with the limb, one will find it hard to move, run, or do any number of things. The constant strain on feet can increase tension and discomfort, affecting overall health. So, it’s a good idea to massage the feet on a routine basis and care for them. Here are four benefits of getting the feet massaged regularly: Helps with healthier feet Since a massage can help stimulate the feet, it may promote better foot health. A good massage helps relieve stiffness and tension and promotes better circulation and flexibility in one’s feet. The therapeutic measure could also help prevent foot-related complications like plantar fasciitis, bunions, and flat feet. Relieves nausea and pain Experts indicate that a foot massage could help relieve symptoms like nausea and pain, especially if the person experiences it because of emotional distress or sickness. Applying pressure to the top of the foot, below the area where the big toe meets the second toe, could stimulate organs, like the large intestines, heart, and stomach, which helps alleviate nausea and pain. Decreases blood pressure Hypertension, or high blood pressure, is usually triggered by lack of exercise, stress, and poor eating habits.
5 common mistakes to avoid when using a foot massager
Appliances

5 common mistakes to avoid when using a foot massager

Foot massages can be incredibly soothing, especially after a long day at work. Unfortunately, it’s not always possible to schedule a professional massage. In such cases, a foot massager can come in handy to help one unwind. Moreover, a foot massager is a convenient and cost-effective daily solution at home. However, one may make a few common mistakes while using a foot massager, and one should avoid them at all costs. Massaging for long While electric foot massagers can be very soothing, overuse or prolonged use can lead to discomfort and injury. For those new to using these devices, it is recommended to limit sessions to 10-15 minutes. As one becomes more experienced with foot massage, longer sessions may be possible, but it is generally advised to keep sessions shorter for maximum effectiveness. Exerting too much pressure Sometimes, one may apply too much pressure to certain parts of the feet that specifically hurt or are sore. It is a good idea to adjust the pressure and intensity of the massage for different parts, but pressure should be applied as needed. Not researching other options Selecting a foot massager requires considerable brand and product research because several types are available. Being fixated on a brand can limit one’s options.
4 common laptop-buying mistakes and how to avoid them
Everything Else

4 common laptop-buying mistakes and how to avoid them

Buying a new laptop is exciting, but zeroing in on one out of the multiple options available can be time-consuming. The whole purchasing process involves more than just looking at the specifications and features. While the innumerable laptop reviews online can help to some extent, there are certain common mistakes laptop buyers often make. To make an informed choice and avoid regrets, here are four common mistakes to avoid when purchasing a laptop. Not considering the laptop size Laptops come in a range of sizes. From 11-inch minis to 18-inch jumbos, one can look at a wide variety of laptops in the market. But before the purchase, it becomes highly crucial to consider the correct size. So whether it is about traveling with a laptop in a backpack or ensuring it perfectly fits the study table space, check the laptop size beforehand. Ignoring the ports Checking for required ports is one of the most important things to do when buying a laptop. Buyers should ensure that their laptop has enough USB ports, whether it comes with an HDMI or DisplayPort, and if there is a port to connect a microphone or earphone. Assuming every laptop has all the ports required for external devices is a common mistake that may lead to regret.
3 common payroll errors to avoid
finance

3 common payroll errors to avoid

When it comes to receiving their salary, no employee wants to take risks. A single day’s delay can negatively impact the relationship between an individual and their employer. Thus, it is vital for business owners to avoid any payroll-related errors, as a single mistake can adversely affect the organization. Small businesses are more prone to such errors since they lack staff and software. So, here are three payroll errors to avoid for smooth operations. Incorrect employee classification People added to an organization’s payroll do not necessarily all belong to the same criteria. There is a chance that some individuals are contractors and some salaried employees. Despite most organizations having primarily salaried employees, not categorizing and listing the types and classification can get tricky. These nuanced details can later lead to prolonged procedures and the possibility of legal issues. Thus, business owners should carefully review the laws and guidelines while filling out the payroll details. If uncertain, they must seek advice from experts and speak to an attorney if needed. Not calculating overtime This is not just about simply forgetting to calculate the overtime, which is also a fairly common error. If there are miscalculations in calculating overtime, it can take weeks or even months for the issue to be rectified.
6 mistakes to avoid when renting out a vacation home
Everything Else

6 mistakes to avoid when renting out a vacation home

Vacation homes are used occasionally and can be great sources of income for property owners. Rather than letting it sit idle for months on end, renting it out does seem like a way to put it to good use. But renting out one’s home and inviting a revolving door of visitors comes with its unique set of challenges. Here are a few mistakes that those looking to rent out their vacation homes tend to make: 1. Neglecting legalities The laws on short-term rent can vary based on location. Not considering these laws before putting the property up for rent can lead to legal issues and even hefty fines. Homeowners must have the necessary license valid in the respective state or county before putting the property up for rent. 2. Not pricing it right This is a tricky one, especially if the vacation home is in a touristy area that attracts a lot of visitors. Overpricing to keep it exclusive can deter renters, while underpricing can attract the unsavory kind. So, the price should be competitive yet reasonable enough to appeal to renters. 3. Lack of property maintenance There’s nothing worse for those who rent out their vacation homes than receiving bad reviews for the property.
3 common dishwasher mistakes to avoid
Appliances

3 common dishwasher mistakes to avoid

Dishwashers make household chores much easier for everyone. They do something that would normally take several minutes in a matter of seconds! However, using a dishwasher requires a little skill. People need to understand how the machine works to use it well. Those new to operating a dishwasher may make a few common mistakes that can significantly lower the appliance’s effectiveness, leave them with unclean dishes, and lead to frustration. Overcrowding the racks People who are in a hurry when using a dishwasher tend to overcrowd the racks. This is a massive error that can affect the machine’s ability to clean every utensil properly. Overcrowding causes the racks to be tightly packed, so the detergent does not reach the surface of every dish, causing uneven cleaning. To avoid this problem, people can leave sufficient spacing between utensils. The space allows the water and detergent to move freely throughout the machine. It maximizes the machine’s productivity and ensures all the dishes are cleaned perfectly. Using poor detergents Many people believe that all detergents are the same. But the truth is that there are clear differences between good and bad dishwashing detergents. For instance, the good ones are usually priced higher than the inferior ones.
4 common jewelry mistakes to avoid
Fashion

4 common jewelry mistakes to avoid

Jewelry is an important part of every outfit that can make or break the entire look. However, despite wearing jewelry being a widespread practice, people often make several mistakes regarding wearing or storing the pieces, be it fashion or fine jewelry. From wearing an earring that doesn’t compliment one’s attire to not maintaining the jewelry properly, there are a few common mistakes that can be easily avoided. Here are four such mistakes to note: Not cleaning the jewelry Jewelry, like any other accessory, needs regular care and maintenance. Over time, dirt and grime may accumulate on the jewelry, causing it to lose color and look damaged. Depending on the type of jewelry and the materials they are made of, one can use either a gentle soap to clean it or go for a dirt and grime removal. However, it is important to know which product to use to clean the jewelry. Home remedies like toothpaste and baking soda should be avoided as both these ingredients are abrasive and may ruin the jewelry. More is not ‘better’ Wearing too much jewelry may not always be the best idea. When picking out jewelry, consider the occasion and place. For instance, a statement necklace is great for a cocktail party but not an ideal accessory for the office.
6 benefits of fish oil supplements
health

6 benefits of fish oil supplements

Fish oil supplements are rich in omega-3 fatty acids and offer a range of overall health benefits. While consuming fatty fish at least twice a week is one of the best ways to receive omega-3 fatty acids, for some people, it is not an option. In such cases, fish oil supplements are a great alternative to eating fish. Regular consumption of fish oil supplements can help in many ways, some of which are listed below. Cardiovascular health Omega fatty acids, such as eicosapentaenoic acid (EPA) and docosahexaenoic acid (DHA), found in fish oil, may reduce the risk of heart disease by helping lower blood pressure, reducing triglyceride levels, and preventing arterial plaque from forming. Consistent intake of fish oil can also contribute to a decrease in the risk of strokes and heart attacks. Anti-inflammatory properties Fish oil supplements contain anti-inflammatory properties that could help reduce inflammation. This can help manage illnesses like rheumatoid arthritis and osteoarthritis, where the pain can be alleviated because of lower levels of inflammation. Cognitive function and health The omega-3 fatty acids, and DHA in particular, are important elements of the brain’s structure and are vital in helping to maintain the integrity of cell membranes and support brain health.

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Air filters – types and cost
services

Air filters – types and cost

When it comes to air quality, there cannot be any compromises. This is why it is important to figure out what type of air filter matches your needs perfectly. This can be done by understanding the various types of air filters and how much each costs. You can always cut down on costs by shopping online and using air filter coupons. But first, let’s take a look at the different types of air filters. HEPA filters High-efficiency particulate air (HEPA) filters are the most reliable and effective ones among the lot. They filter out 99.97 percent of dust, mold, and other particulate matter from the air. They are the best option for people dealing with respiratory disorders. However, you may need a professional to install the filter. HEPA filters cost anywhere from $10 to $75, depending on the size and quality of the product. UV filters As the name suggests, these filters use ultraviolet light to destroy any germs, viruses, or bacteria in the air. However, they are not quite effective in keeping out dust particles and allergens. Therefore, they are often used in combination with another filter. They cost anywhere between $60 to $225. They can be hazardous to the human body in the long run.
Top 5 sources for car rentals
auto

Top 5 sources for car rentals

If you’re planning on visiting your grandmother in Orlando or have simply decided to take a trip to Vegas, you will be needing a rental car. However, there are a million different options out there making it difficult to trust a service. Fortunately, some websites help you find a trustworthy rental company, compare rates, and book directly. Let’s take a look at where to find affordable and reliable rental cars. Rentalcars.com If you’re looking for cheap and trustworthy rental cars, this is the site to visit. After filling in details like pick up and drop location and time, you will be presented with a list of rental car services across different platforms. From car rental compare rates to a wide selection ranging from basic cars to fancy ones, rentalcars.com will help you find the best ride. CarRentals.com CarRentals.com helps you select from different cars such as sedans, convertible, and even sports cars. You can easily compare rates, filter your options, and book the perfect car for you in three easy steps. You can also add rental protection for around $10/day at the checkout. Unfortunately, drivers under the age of 25 and over 70 may have to pay a surcharge. KAYAK You can rent everything from hatchbacks and SUVs to luxury models and pick-up trucks at KAYAK.
4 simple tips to choose healthy dog food
pets

4 simple tips to choose healthy dog food

The pet food in your cart is not going to be healthy just because the packaging claims it is. Instead of relying on what the advertisements tell you is good for your pet, you should research and understand what is actually beneficial for them. If you want to keep your canine healthy and happy, select the best dog food at your disposal. Here are four factors to consider the next time you’re shopping for dog food. Be mindful of their age The most important factor to consider while choosing the best dog food is your pet’s health. You should pick food age-appropriate food for your pooch, both in quality and quantity. Experts say that puppies need food packed with protein and vital minerals, while an adult dog’s diet should depend on their daily activities. Older dogs should be served low-calorie food that’s rich in fiber, protein, and fatty acids. Meet their nutritional needs Meeting your pet’s nutritional requirements is essential to keep them healthy. One of the things to keep in mind while looking for the best dog food is the type, quality, and amount of nutrients it contains. Professionals say selecting foods with all essential macro and micronutrients is the right way to go.
4 best AT&T prepaid plans
services

4 best AT&T prepaid plans

Every mobile carrier, including AT&T, tends to focus on their postpaid customers. They’re not unfair in doing so, as postpaid customers contribute more money to their accounts than prepaid ones. They’re also a constant source of cash, although that doesn’t mean there’s absolutely nothing on the table for prepaid customers. Focusing only on AT&T, the carrier has introduced some excellent plans for prepaid customers.  One-year 8GB plan for $300 upfront Picking a plan every month can be frustrating, so why not stick with one for the entire year? If it sounds right to you, go with this AT&T prepaid cell phone plan. It is one of AT&T’s best budget options, costing only $300. You’ll get 8GB of data every month, which is more than sufficient for browsing and a bit of streaming. In case you underuse data in a month, it gets carried forward to the next month. 15GB plan for $40 per month $40 is a decent amount to pay for 15GB of data. While it may not be enough for heavy streaming or playing games, it is enough for little to heavy browsing and enjoying music. According to estimates by AT&T, 15GB is enough for over 1,000 emails, 400 hours of streaming music, 40 hours of web browsing, and 15 hours of SD video streaming combined.
3 best no-contract cell phone plans
services

3 best no-contract cell phone plans

Several popular networks in the country offer 4G and 5G coverage to cell phone users of all ages. However, the myriad of options can make it challenging for you to choose the best plan. Factors like the number of minutes, texts, available data, connectivity, cost, and exclusive services are a few things you must consider. To help you get started, we have scoured the internet to find the three best no-contract mobile phone plans. Mint Mobile If you are looking for an unlimited data no-contract cell phone plan, Mint Mobile offers you one for $30/month. You can switch to their network and still keep your current number. The plan is also compatible with unlocked phones, so you can bring your own device to avail of the offer. But ensure to check out the official Mint Mobile website to understand network coverage and make sure your area code offers the best speeds for downloads. If you prefer limited data, worry not! Mint also features 4GB, 10GB, and 15GB plans starting at just $15/month. Boost Mobile If you are scouting for a network that supports your 5G device, this one is for you. Boost Mobile offers a sweet 5G-enabled no-contract cell phone plan.

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Top 5 cell phones for seniors
shopping

Top 5 cell phones for seniors

Are you planning to buy a cell phone for a senior family member? Make sure to select something that caters to their various needs. In general, cell phones for seniors must be easy to use, feature large screens, and have reliable safety features. Fortunately, there are a few cell phones in the market that fit the bill. Herein, let’s take a brief look at some of the best cell phones available for seniors today. Lively Smart Lively, previously known as GreatCall, is a company that specializes in making cell phones for seniors. Lively Smart’s large, 6.2-inch display makes reading, typing, and video calling easy and fun. The phone features an emergency alert button, which on activation allows Lively to get the individual’s location and send help. It also comes with features that enable seniors to book a taxi with a touch of a button and speak to healthcare professionals at any time. RAZ Memory Cell Phone The RAZ Memory Cell Phone is designed to help people with dementia, Alzheimer’s, and other forms of intellectual disabilities stay connected. It has a single, always-on screen that includes large photos and names of contacts, a button to call 911, time, and battery level.
Top VPN services of 2021 offering maximum online privacy
services

Top VPN services of 2021 offering maximum online privacy

A virtual private network or VPN is one of the most useful tools for privacy that can be used at its best when using a public network, as it makes data tracking difficult due to encrypted connection. A VPN connection hides one’s IP address, which prevents companies from keeping tabs on your browsing history. So, if you are thinking of ramping up your privacy setting while using the internet, the following VPN services of 2021 can help you stay off the radar. NordVPN It is one of the best VPN services of 2021 that offers its services for both mobiles and desktops. The VPN service offers not only AES-256 standard encryption but also a double VPN system that encrypts the internet traffic twice. This ensures stronger network impermeability when using public networks. NordVPN is one of those VPN services with at least 5,000 servers in more than 60 countries, ensuring uninterrupted privacy. Moreover, it allows up to six simultaneous connections. Some of its other features include DNS leak protection, proxy extensions on Firefox and Chrome browsers, and kill switches. It is also one of the few VPN servers that accepts Bitcoin as payment. CyberGhost If you are looking for unblocked worldwide access to streaming services like Netflix, Hulu, and iPlayer, CyberGhost is the VPN service for you.
4 tactical boots you can buy in 2021
shopping

4 tactical boots you can buy in 2021

Tactical boots are designed for professionals who need to move fast and be light on their feet. They are not just used by military personnel. And while out to buy a pair of shoes, everyone knows what size or color of boots they’re looking for, but do you know which brand will meet all your needs? To help you, here are some of the best tactical boots you can buy in 2021. Bates Men’s 8″ Ultra-Lites Tactical Sport Side-Zip Boots Bates Men’s Ultra Lites are one of the best lightweight tactical boots you can buy in 2021. The side zipper makes them easy and incredibly comfortable to put on or pull off, and that sure comes in handy if you’re in a rush. The soles are slip-resistant, so you’re safe on smooth and slippery surfaces. Additionally, these military boots have removable inserts to adjust the cushioning and comfort according to your preference. Under Armour Valsetz RTS Under Armour’s UA Valsetz RTS Tactical Boots are lightweight, durable, and slip-resistant. The textile upper and synthetic leather make them comfortable and offer great support. The Ultralight Micro G™ EVA midsole offers excellent cushioning for the feet. Under Armour has been a star in the world of athletes, so you can rest assured that their tactical boots are comfortable and reliable.
3 best anti-radiation phone cases
smartphone

3 best anti-radiation phone cases

Radio frequency waves and electromagnetic waves have been identified as one of the major health risk factors for humans. With most of the population relying on smart phones and wireless internet for survival, the amount of radiation these devices emit is a cause for concern. But you can invest in a decent anti-radiation cell phone case and prevent such radiation from affecting your health with long-term use. Here are our top three picks: 1. DefenderShield DefenderShield is one of the best anti-radiation cell phone cases you can buy that is also approved by the Federal Communications Commission (FCC). The case manages to block out 99.99 percent of electromagnetic radiation. The product is designed with multiple layers of shielding without it affecting the device’s ability to send and receive a proper signal. Their proprietary DefenderShield technology additionally blocks 5G wireless, WiFi, and Bluetooth radiation. The material also manages to dissipate any heat within the layers. DefenderShield anti-radiation phone cases are designed for popular Apple and Android smartphones. 2. SafeSleeve SafeSleeve is another popular alternative that is certified by the FCC. The anti-radiation cell phone case is designed to counter 99 percent of direct 5G, WiFi, and cellular radiation. Additionally, the materials are designed to bounce back at least 92 percent of extremely low frequency (ELF) radiation adsorbed form batteries, AC power adapters, and other external devices.
Top 4 ERP software to choose from
software

Top 4 ERP software to choose from

Enterprise Resource Planning (ERP) software are programs that help businesses keep track of and ensure that their customer orders are in place and the data is easily accessible. The program helps better manage aspects like eCommerce, business intelligence, CRM, and marketing automation. Since it is so crucial for the smooth running of a business, it is necessary you choose the absolute best. Oracle NetSuite Oracle NetSuite is one of the highest-rated ERP software available in the market. The program is favored by a major population of business owners across the globe. NetSuite is designed for ease of use and promotes growth, as it provides you complete control with customization options. Oracle is suitable for everyone, right from bookstores to fashion businesses that need an ERP system. You could take a free product demo from the brand to know more about the program. However, since there is customization involved, the website does not mention a price. Microsoft Dynamics Microsoft Dynamics 365 is a cloud-based accounting system that works optimally in combination with Microsoft Office 365. The program can just as easily be synchronized with other Microsoft products and is very easy to navigate. The business version of the software is equipped with better, faster, and more efficient features.
3 popular monthly fashion box subscriptions for men
beauty

3 popular monthly fashion box subscriptions for men

Do you need an effortless way to shop for the latest fashion and apparel? Your prayers have been answered with monthly fashion boxes for men and women that are delivered home. A seasoned stylist can curate a box of clothing and apparel to fill your wardrobe based on a simple questionnaire. The subscription service is also an affordable way to pay for fashion that you like to explore. You can create a custom wardrobe in a few simple steps with these three top services. Stich fix Stitch fix is a unique no-subscription service that curates monthly fashion boxes for men and women. The process begins with an elaborate questionnaire to help the expert understand your clothing and styling needs. Based on the answers given, stylists at the company will curate the best design, fit, and apparel preference for your wardrobe. Customization is one of the critical features of this service so expect a personal style experience with every order. Stylists handpick the best choices for a service fee of just $20, and you can try out all options before making a purchase. Stitch fix features order on-demand as well, so you don’t have to wait around for scheduled box deliveries necessarily.